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COMING SOON
Turning AI productivity into retirement security.
When technology creates meaningful value, can a small, responsibly governed share strengthen the future of the people who help create it?
TOMO PENSION is exploring a practical way for employers to connect credible evidence of AI-enabled progress with long-term employee value.
Concept and prototype under validation.
Japan in context
Japan is changing
Japan is already living with the future many countries are only beginning to imagine: fewer workers, longer lives and growing pressure on retirement security. AI may help organizations sustain output and protect services, but productivity progress alone does not strengthen the future of employees.
Measured gains. Verified value. Shared future.
When technology creates meaningful value, can a small, responsibly governed share strengthen the future of the people who help create it?
How it works
The simple idea
AI can create meaningful operational value inside an organization.
TOMO helps establish what the evidence can responsibly support.
The employer decides whether a small, voluntary and capped share can become long-term employee value.
TOMO PENSION's approach
Why TOMO
AI can create operational value
AI may reduce friction, improve throughput, reduce avoidable cost and protect service quality.
The value is difficult to establish credibly
Volume, pricing, seasonality, parallel process changes and management assumptions can distort the result.
Progress does not automatically strengthen employees' future
A deliberate, evidence-supported and employer-controlled decision is required.
About
Founder perspective
Japan has been part of my life for many years. What has stayed with me is not only its technology or economic strength, but its sense of responsibility, respect for work and concern for future generations.
TOMO PENSION began with a simple question: when progress creates value, can part of that progress help strengthen the future of the people who make it possible?
Founder commitment
Eyal Shahaf leads the concept, pilot design and partner conversations behind TOMO PENSION.
Product role
TOMO is a measurement and reporting layer for verified productivity value, not a pension operator or custodian.
Execution through regulated partners
TOMO prepares measurement, evidence and reporting. Employers, assurance specialists, legal and security advisers, and regulated benefit or pension partners handle the areas that require their authority and expertise.
TOMO identity
The meaning behind our mark
The mark is simple on purpose. It brings together two ideas: trust and shared progress.
The deep blue gives TOMO PENSION a serious base. The gold adds warmth. I also wanted a quiet reference to kintsugi, the Japanese practice of repairing pottery with gold. The point is not decline. It is about meeting change with care, and finding strength in what is repaired, adapted, and carried forward.
Tomo carries the idea of together. 共に未来をつくる means building the future together. For TOMO PENSION, that means asking whether some of the value created through technology can also support the long-term security of the people who help make that progress possible.
How it works
Measure. Verify. Share.
Measure
Define the workflow, baseline, outcomes, quality measures, AI-related costs, external factors and source ownership.
Verify
Test completeness and consistency, record exclusions and quality gates, and establish a conservative evidence-supported AI value.
Share
Finance may approve an allocation base from zero up to the supported value. The employer may then apply a voluntary rate and cap.
Evidence and decision support first. No pension assets or money movement.
First practical step
Start with a decision-ready evidence product.
Evidence Sprint
A paid readiness engagement covering workflow definition, data availability, calculation method, quality measures, privacy constraints and decision ownership.
Measurement Pilot
A time-boxed process producing a traceable evidence report, evidence grade, limitations and a Finance decision record.
Boundaries
Clear boundaries
TOMO provides
Evidence structure, method documentation, validation checks, evidence grading, Finance reconciliation and decision reporting.
TOMO does not provide
Pension custody, funds transfer, investment advice, independent assurance by default, guaranteed AI attribution or guaranteed tax or regulatory treatment.
Pilot
One employer. One measurable AI-enabled workflow. One transparent Evidence Sprint.
A pension deposit is not required to prove the first product.
Start a pilot conversation